How HSAs Work

Health Spending Accounts have been used by Canadian businesses for decades. They offer a well-established way to reimburse eligible medical expenses with more control and flexibility than fixed-premium plans, with potential tax advantages.

Depending on eligibility and individual circumstances*

Subject to applicable rules

Designed to support CRA-aligned plan administration.

Set a health benefits budget for your employees and choose how your plan should be structured.

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annual-salary-hsas

Claims-based model

Digital submission

Direct deposit

CRA-aligned

Everything you need

to get started

Set up and manage your benefits plan with ease. From onboarding to fund allocation, explore each step designed to help you launch quickly and stay in control as your team grows.

Employer Setup

Learn how to set up your account, invite employees, and get your plan ready to launch.

Employee Class Setup

Learn how classes help you organize eligibility, funding, and plan rules across your team.

Flexible Plan Configuration

Explore how to tailor your plan structure, spending rules, and coverage approach to fit your business.

Self-Onboarding

See how employers can get started with a simple, guided setup flow.

Fund Allocation

See how benefit amounts are assigned, managed, and adjusted across your plan.

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What Is a Catastrophic Loss in Health Coverage? What is catastrophic loss—and should your health plan cover it? It refers to costly medical events that can cause serious financial strain, especially for professionals and SMEs. Understanding it helps you make smarter coverage decisions.

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Wellbytes HSA adapts to your needs while remaining fully aligned with CRA guidelines.

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General HSA Questions

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

How It Works

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

Pricing & Details

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

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