Flexible Plan Configuration

Flexible plan configuration gives you more control over how benefits are structured across your team. Choose the services you offer, set funding rules, and define how the plan should work around your workforce, budget, and eligibility requirements.

Built for employers who want more flexibility than fixed-premium plans.

Subject to applicable rules

Designed to support CRA-aligned plan administration.

Set a health benefits budget for your employees and choose how your plan should be structured.

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More plan control

More flexibility

Structured around clear rules and eligibility settings.

Flexible HSA Plan vs. Traditional Insurance Plan

See the difference between fixed premiums and a flexible plan you can tailor around your business.

Traditional Plan

Fixed premiums

Rigid plan structure

Unused value typically stays with the insurer.

Flexible Wellbytes Plan

Pay for what is used

Set your own rules

Keep more control over funding and plan design

Everything you need to get started

Set up and manage your benefits plan with ease. From onboarding to fund allocation, explore each step designed to help you launch quickly and stay in control as your team grows.

Employer Setup

Learn how to set up your account, invite employees, and get your plan ready to launch.

Employee Class Setup

Learn how classes help you organize eligibility, funding, and plan rules across your team.

Self-Onboarding

See how employers can get started with a simple, guided setup flow.

Fund Allocation

See how benefit amounts are assigned, managed, and adjusted across your plan.

Still have questions?
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What’s happening

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What Is a Catastrophic Loss in Health Coverage? What is catastrophic loss—and should your health plan cover it? It refers to costly medical events that can cause serious financial strain, especially for professionals and SMEs. Understanding it helps you make smarter coverage decisions.

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Wellbytes HSA adapts to your needs while remaining fully aligned with CRA guidelines.

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General HSA Questions

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

How It Works

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

Pricing & Details

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

All employees are eligible for HSA in Canada.

It is arranged and sponsored by the employer to reimburse health care and dental expenses. The employer deposits a predetermined amount in the health savings account and all employees can benefit from it.

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