Flexible Health Benefits for Incorporated Professionals.

Set up in minutes and manage eligible health expenses through your business with more control, clarity, and flexibility.

Sign up now and have the opportunity to save money. Pay as you go, it’s free until you make a claim.

Bank-Grade Security. Audit-Ready Standards.

Pay-As-You-Use Cancel Anytime

No long-term contracts. Flexible payment options with no upfront fees.

Pay Through Your Business

Fund eligible health and medical expenses through your corporation’s pre-tax revenue.

Clear & Transparent Guidelines

Know exactly what is eligible under CRA guidelines. No confusing insurance language.

Built for incorporated owner-operators across professional services, health practices, and small businesses.

Flexible, Transparent Coverage for Eligible Health Expenses

Wellbytes HSA adapts to your needs while remaining fully aligned with CRA guidelines.

Flexible HSA Plan vs. Traditional Insurance Plan

See the difference between fixed premiums and a flexible plan you can tailor around your business.

The Difference

1. What You Pay

2. Your Cash Flow

3. Unused Funds

4. Flexibility

5. Business Objective

Traditional Insurance

Wellbytes HSA

Fixed premiums, — regardless of usage

Pay based on reimbursed claims — keep unspent funds

Premiums typically increase 5-7% year over year

Flexible budgeting based on actual use

Kept by the insurer

Stay with you — rollover or refund options

Coverage rules and category limits may apply

Flexible spending on CRA-eligible expenses

Retain Premium and restricting payouts

Facilitate usage, not block it.

See how much you save immediately.

Flexible HSA Plan vs. Traditional Insurance Plan

Flexible HSA Plan

vs. Traditional Insurance Plan

Billing is triggered only when reimbursement spend occurs.

10%

Applied only to reimbursed amounts.

Annual Plan

Fees are based on your projected benefits budget.

Volume discounts.

Flexible funding options.

Saves up to 20% admin fee.

Custom Pricing

Custom pricing is available for companies with large Billing volume or unique business models.

What’s happening

See the latest from Wellbytes

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What Is a Catastrophic Loss in Health Coverage? What is catastrophic loss—and should your health plan cover it? It refers to costly medical events that can cause serious financial strain, especially for professionals and SMEs. Understanding it helps you make smarter coverage decisions.

Ready to get started?

Wellbytes HSA adapts to your needs while remaining fully aligned with CRA guidelines.

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