Set up your company’s HSA structure and benefit rules.
Understand how Wellbytes supports CRA-aligned Health Spending Account administration in Canada — including plan documentation, eligible expense review, claim records, employer responsibilities, and secure handling of health information.
A Health Spending Account is commonly administered under a Private Health Services Plan, or PHSP, framework.
Employer creates plan
Employee submits eligible expense
Wellbytes reviews documentation
Approved claim reimbursed
Records retained
Set up your company’s HSA structure and benefit rules.
Employees upload eligible expenses and required documents.
Claims are reviewed against plan rules and documentation requirements.
Eligible claims are approved and reimbursed.
Claim records and documentation remain securely stored.
Understand how HSA administration works and what “CRA-aligned” actually means.
No HSA provider should claim to be “CRA-approved”.
Wellbytes supports plan documentation, claim review, recordkeeping, and administrative controls designed to align with CRA guidance.
From plan setup to claims administration, Wellbytes helps employers operate their HSA consistently and efficiently.
Configure your HSA structure, funding rules, and employee eligibility.
Collect and manage employee claims through a streamlined digital process.
Review receipts and supporting documents for completeness and accuracy.
Maintain organized records and claim histories for future reference.
Access clear reports to track spending, reimbursements, and plan activity.
Provide employees with guidance throughout the claims process.
Submit claims, upload documents, and track reimbursements on the go.
Manage plan administration through a secure employer and employee platform.
From plan setup to claims administration, Wellbytes helps employers operate their HSA consistently and efficiently.
Plan Setup
Configure your HSA structure, funding rules, and employee eligibility.
Claim Intake
Collect and manage employee claims through a streamlined digital process.
Documentation Review
Review receipts and supporting documents for completeness and accuracy.
Audit Trail
Maintain organized records and claim histories for future reference.
Reporting
Access clear reports to track spending, reimbursements, and plan activity.
Employee Support
Provide employees with guidance throughout the claims process.
Mobile App
Submit claims, upload documents, and track reimbursements on the go.
Secure Portal
Manage plan administration through a secure employer and employee platform.
Wellbytes supports HSA administration, while employers remain responsible for maintaining accurate business information, plan funding, employee eligibility, and compliance-related obligations.
Active corporation
Maintain an active corporation eligible to sponsor and fund the plan.
Fund plan
Ensure sufficient funds are available to support employee reimbursements.
Eligible employees
Confirm that participating employees and dependents meet plan eligibility requirements.
Honest claims
Submit accurate claim information and avoid duplicate or fraudulent reimbursements.
Business records
Keep relevant business and plan records to support administration and reporting needs.
Tax advisor if needed
Consult your accountant or tax advisor for guidance specific to your tax situation.
When properly structured, HSA reimbursements and administration costs may generally be treated as business expenses. Employers should confirm their own tax treatment with their accountant.
Quebec has different provincial tax treatment. Employer-paid contributions under a group insurance plan, including a private health services plan, may constitute a taxable benefit for Quebec purposes and be reported on the RL-1 slip.
PHSP benefits are generally not taxable to employees when the plan meets applicable requirements
Your data stays in Canada. Your records stay audit-ready.
