Keep your corporate capital in your bank account until your team actually needs care. 100% tax-deductible, zero waste. Switch to a Pay-As-You-Use to see how much you save with Wellbytes HSA.
Included in All Plans:
• Zero Premiums
• No Hidden Fees
• Fully Transparent
• Manage on App & Web
• Customizable Budgets
For Solopreneurs & Incorporated Individuals
Works well for Doctors, Dentists,
Lawyers, Consultants, and more.
Convert personal medical expenses into
corporate, tax-deductible costs
No premiums, no bundles, no
unused benefits
For companies replacing traditional insurance
Boost employee retention with
transparent and flexible coverage
Predictable costs with budget caps
Replace fixed premiums with usage-
based costs
CRA-aligned eligible claims review with
audit-ready documentation.
No upfront payment required. Wellbytes is 100% free until you make a claim. If you don’t use it, you pay $0.
You set ‘Monthly Spending Limits’ for employees. Maintain benefits year-round without budget surprises.
No PDF forms. No scanners. Snap a photo on our mobile app and get your money deposited in 1-2 days.
Unlike traditional HSA administrators, Wellbytes is built to control spend, not just process claims.
See the difference between “Just in Case” insurance vs. “Pay-As-You-Use” Wellbytes.
Fixed premiums, — regardless of usage
Pay based on reimbursed claims — keep unspent funds
Premiums typically increase 5-7% year over year
Flexible budgeting based on actual use
Kept by the insurer
Stay with you — rollover or refund options
Coverage rules and category limits may apply
Flexible spending on CRA-eligible expenses
Retain Premium and restricting payouts
Facilitate usage, not block it.
No insurance policies. No renewals. No premium inflation.
No contracts, no commitment, no upfront costs, no insurance policies.
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Accordion Content
Claims are reviewed and documented in accordance with the Canadian Income Tax Act. Audit-ready records stored securely.
Independently audited controls for data security, availability, and confidentiality — the same standard used by banks and fintech platforms.
Your deposits are held in a segregated Trust Account at a major Canadian Tier-1 Bank. Your money is never commingled with operations.
Your data stays in Canada. Your records stay audit-ready.
Wellbytes HSA adapts to your needs while remaining fully aligned with CRA guidelines.
