Choose how much to allocate by employee class, such as an annual amount per employee. You stay in control of the budget, and depending on plan design, unused funds may remain with the business or roll forward.
Transform eligible health spending into a more cost-efficient, tax-effective benefit for your business.
The Wellbytes HSA platform helps reduce waste from unused traditional insurance premiums, supports CRA-aligned claims administration, and significantly reduces administrative effort for employers.
Move away from paying upfront for traditional insurance your team may not fully use. With Wellbytes, you fund eligible claims based on actual usage.
Our platform is designed to support claims processing in accordance with CRA guidelines, helping businesses maintain clear records and reduce administrative risk.
Save time with a fully digital, self-serve platform that reviews, processes, and manages employee claims efficiently.
Give employees greater choice by allowing them to use their health benefit dollars on eligible expenses that matter most to them.
Simple for your business. Simple for your team.
Choose how much to allocate by employee class, such as an annual amount per employee. You stay in control of the budget, and depending on plan design, unused funds may remain with the business or roll forward.
Employees visit the providers they choose, such as a dentist, therapist, or chiropractor. They then upload their receipt securely through the Wellbytes platform.
Our system reviews claims based on plan rules and eligibility requirements, then reimburses employees directly by bank deposit.
See the difference between fixed premiums and a flexible plan you can tailor around your business.
Fixed premiums, — regardless of usage
Pay based on reimbursed claims — keep unspent funds
Premiums typically increase 5-7% year over year
Flexible budgeting based on actual use
Kept by the insurer
Stay with you — rollover or refund options
Coverage rules and category limits may apply
Flexible spending on CRA-eligible expenses
Retain Premium and restricting payouts
Facilitate usage, not block it.
Your data stays in Canada. Your records stay audit-ready.
Billing is triggered only when reimbursement spend occurs.
10%
Applied only to reimbursed amounts.
Fees are based on your projected benefits budget.
Volume discounts.
Flexible funding options.
Saves up to 20% admin fee.
Custom pricing is available for companies with large Billing volume or unique business models.